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It has come to our attention recently that during the checkout process, when wanting to use a credit/debit card for payment, that the paypal processing format may try to include an automatic paypal account signup. Paypal Tech Support has been advised and here is their response:
There is no "guaranteed" account optional payment option for every buyer. This may have been the case a few years ago, but the online payment landscape has changed significantly since then and a guaranteed account optional checkout option isn't feasible anymore. That being said, I have made a change to your account to try to provide the option to pay via debit / credit card without creating an account as often as possible.
The availability of this checkout option can depend on many factors like cookies, mobile/web, time of the day, security checks and many other variables which makes it impossible to predict.
AUSCB apologises for any inconvenience this may cause. If forced to sign up to paypal puts you off, what can be done is once the paypal account as been signed up for, log into you new paypal account and press the 'close account' button.
For the time being we will be continuing to use Paypal processing for credit/debit card transactions, as Paypal is very secure and easy to use in so much that instant refunds and tracking can be done via this method, and the buyer is protected by the Paypal Buyer Protection.